General Liability Insurance
General liability insurance pertains to bodily injury or property damage claims arising from your business operations.
Your Trusted Partner in Business Risk Management
General liability insurance from Emery & James serves as a critical shield for your business to protect you from financial responsibility arising from third-party claims. Unexpected accidents, property damage, and even minor customer injuries can result in costly lawsuits. Whether you run a storefront, manage a professional office, or provide on-site services, general liability insurance is necessary for mitigating risk.
Peace of Mind with Emery & James
Our general liability insurance policies include financial protection for the following various situations:
Bodily Injury Coverage
This coverage helps cover medical expenses and compensation to third parties who suffer bodily injury on your premises or as a result of your operations.
Property Damage Coverage
If your business activities cause damage to another person's property, general liability insurance can help cover the repair or replacement costs.
Product Liability Coverage
In the event that a product you sell or manufacture causes injury or property damage to a customer, general liability insurance can help protect your business from financial repercussions.
Legal Expense Coverage
Our policies may extend to cover legal defense costs associated with a covered liability claim. This helps you handle legal challenges without jeopardizing your business finances.
Protecting Your Business from Every Scenerio
Customer Injuries: Imagine a customer tripping and falling on your store floor, or being injured by a product you sell. General liability insurance can help cover medical expenses and potential lawsuits.
Property Damage: Envision a plumber accidentally damaging a client's sink during a service call. This coverage can assist with the repairs, protecting your business from financial responsibility.
Advertising Injury: In the rare case that your marketing materials cause unintentional slander or libel, general liability coverage can help mitigate legal costs associated with such claims.
How it Works
As an independent insurance agency, Emery & James has partnered with the most trusted and financially sound insurance carriers across the nation. Our experienced commercial lines staff is dedicated to understanding your business's unique needs and finding the best insurance program to fit your operations. Once you are placed with the program that best meets your needs, our team will make sure your claims are handled with the utmost care and attention.
Ready to Talk? Contact Us to Get a Quote.
Contact Emery & James, Ltd. today to discuss your general liability insurance needs. Let our experienced team guide you through the process and ensure your business is protected from costly claims.